A Texas couple is suing Blue Cross Blue Shield and their claims adjuster for bad faith insurance practices. They claim the insurance company wrongfully denied coverage after the woman, Gloria Landry, was diagnosed with colon cancer.
Gloria and her husband, Rodney, were issued a policy with Blue Cross on June 1, 2007. On September 4, 2007, Blue Cross canceled their policy, claiming that the Landrys failed to take recommended tests that would have led to the denial of their initial application.
In the middle of June, several weeks after their policy was issued, Gloria saw her doctor because she was suffering from abdominal pain and rectal bleeding. She was diagnosed with colon cancer. Blue Cross denied coverage to Landry after discovering that she had cancer. Gloria insists that she never misrepresented her condition on her application, since she did not know that she had cancer at the time.
The Landrys claim that Blue Cross misrepresented the terms of the coverage and the benefits offered. Blue Cross also failed to make fair and prompt payments of Gloria’s claim, did not inform them of the denial of the claim within the appropriate time period, and never gave a reasonable explanation for the cancelation of their policy.
The Landrys are suing to collect damages to cover the loss of benefits, medical expenses, pain and mental anguish, and attorney’s fees. Her bad faith insurance attorney is requesting damages that are punitive as well as compensatory.
If you have been the victim of insurance bad faith in the Orlando, Florida area, please contact the law offices of Best & Andesron, P.A. today for an initial consultation.
