For four decades, Florida drivers have experienced the benefit of the state’s no-fault auto insurance system, but on October 1, they are likely to see a new system come into place. Not because lawmakers decided to pass a new law, but because they failed to vote on it, despite calls from at least seventy percent of the state’s voters to keep the system in place.
Renewal of the law was set to be debated and voted on in a special session of the state assembly that was to begin on September 18 but has since been canceled. Proponents of the law decried the move, saying the law protects both people and property.
Under no-fault law, insurance companies are required to cover at least $10,000 of medical expenses from injuries incurred in an automobile accident, regardless of who is deemed at fault. This includes injuries sustained by a pedestrian hit by a motor vehicle. Without this coverage, the nearly twenty percent of all Floridians without health insurance will be unable to access treatment, meaning that initially minor injuries could lead to major lifelong ailments, conditions, and medical bills.
Without the no-fault law, the only way for many people to recover their expenses will be through litigation, leading to additional court costs and legal fees for all.
Obviously, the government does not have the best interest of its motorists at heart. Therefore, if you’ve been involved in an automobile accident, you need an advocate who will seek to get you the compensation you need to make sure your minor injuries don’t turn into lifelong conditions. If you or someone you love has been involved in a motor vehicle accident in Texas, contact Houston area personal injury attorney Marc Whitehead.
