In an automobile accident in 2001, two-year-old Jakob Martin sustained head injuries that left him impaired so that he required full-time supervision and health care. The Martins’ insurance company, Farm Bureau, agreed to pay $18 an hour or up to $324 a day for Jakob’s care. All was well and good until the Martins placed their son in a special preschool for impaired children. Farm Bureau saw this as an opportunity to void their settlement with the Martins and stopped paying.
Jakob Martin had been placed in this preschool by his physician’s suggestion, and with Farm Bureau’s knowledge, for six months before the settlement deal was struck. The Martins had even tried to forego reimbursement for the three hours that Jakob was in preschool every day, but once Farm Bureau saw an opportunity to scuttle the settlement as a whole, they jumped on it.
If insurance companies don’t want a bad reputation, why do they keep hurting people? We don’t know how the Martins are going to pay for their son’s to be taken care of full-time, now that the insurance company has pulled their financial rug out from underneath them. If you’re feeling nervous about an insurance company or wish to seek professional guidance, contact a personal injury lawyer such as The Bradley Law Firm in St. Louis, Missouri.
If you’d like to hear more of Jakob’s story, read the press release concerning his accident.
