If you are involved in a car accident in Florida, the chances are now almost 1 in 4 that the other motorist will not have the insurance to cover your injuries and losses. This revealing statistic comes from a new national study performed by the Insurance Research Council, which estimates that a full 24% of Florida’s drivers are uninsured.
The percentage puts Florida in the top five states with the most uninsured drivers – alongside states like New Mexico, Mississippi, Tennessee, and Oklahoma. Despite the fact that many states have laws requiring drivers to maintain adequate insurance, around 1 in 7 motorists nationwide remain uninsured, forcing responsible drivers to carry the burden of their injuries and losses in an accident.
In Florida, drivers are required to have personal injury protection (PIP) coverage, which protects them for up to $10,000 of their own injuries, no matter who is at fault for an accident. However, unlike the majority of states, Florida doesn’t require drivers to have insurance that covers bodily injuries for the other people involved in the accident.
If you have been involved in an accident with an uninsured or underinsured driver, the experienced Florida car accident attorneys at Ellis, Ged & Bodden, PA can help. Contact them today to schedule a free initial consultation.